Equitable Advance Program

Helping Your Client Find The Perfect Home

Product Highlights*

• Maximum 80% LTV

• Pricing from 3.99% with a 1.50% Commitment Fee

• 600+ Beacon Score

• Up to 60% TDS With NO Mortgage Stress Test

*Terms, conditions, and interest rates are subject to change without notice. Additional pricing or mortgage lending criteria may apply. This information is for the intended recipient only and not for distribution without written consent.

Equitable Advance Program (Specification)

Loan Purpose	Purchase/Refinance
Pricing	Rates as low as 3.99%
Beacon Score Requirement	600+
Maximum LTV	80% Purchases; 75% Refinance
Debt Service	Maximum 60% TDS for BFS Maximum 54% TDS for Fixed Income
Amortization	Up to 40 Years 35 Years or less – mortgage rates decrease by 0.25%
Term	1-year and 2-year fixed terms available
Commitment Fees	1.50%
Occupancy	Primary Home
Property Type & Location	Single-family dwellings, Townhouses, and Condominiums in Ontario & British Columbia
Income Documentation Requirement	BFS: 3 months personal/business bank statements Salaried: Letter of employment and 1 supporting document